Short-Term Property Finance.

 

We can facilitate both regulated & unregulated bridging loans, by sourcing a financial solution that is tailored to your clients’ requirements. We can provide market-leading rates however complex the case is.

 

Residential Bridging Finance – 1st Charge Basis
Suitable for: Certain owner occupied or Investment properties.
Used for: Consolidation, Property refurbishment, Property purchases, Cash flow requirements.
Loan amounts: From £100,000 to £100,000,000
Rates: From 0.48% per month
LTV: Up to 75%
Terms: Up to 24 months
Residential Bridging Finance – 2nd Charge Basis
Suitable for: Investment properties. A 2nd charge bridging loan is an ideal option for commercial and business purposes.
Used for: Cash flow for business, Tax liabilities, Investment property purchase, a deposit for an investment property.
Loan amounts: From £100,000
Rates: From 0.75% per month
Terms: Up to 24 months

Residential finance at a glance

Bridging loan?

A short-term facility that is secured on property or land generally used to provide a temporary cash injection.

How much can I borrow?

Our loans are typically from £50k to £100m. We can finance up to 75% LTV.

What are the rates?

Rates depend on the LTV but typical bridging loans start from 0.48%.

How long is the loan?

We can provide terms of up to 24 months.

Why would you need a bridging loan?

✔ Property purchase in the UK or overseas
✔  Purchasing at auction
✔  Paying off a tax bill
✔  Property refurbishment
✔  Deposit for another property
✔  Extending a property portfolio

Who can take out a bridging loan?

 Private Individuals ✔
Landlords ✔
Foreign Nationals ✔
UK & offshore companies ✔

How do I apply for a bridging loan?

We have made the residential bridging finance application process very simple and there are various ways in which you can apply.

In order to understand your requirements and to be able to make an immediate assessment, we ask you to complete the relevant online application form. Alternatively, download our enquiry form and send it via email to admin@f4b.co.uk